Planning Your DROP and Retirement Like a Wedding

If you were planning a wedding, how far in advance would you start? Probably about two years, right? Your retirement, much like a wedding, is a significant life event. Yet, many DROP participants only start planning a few weeks or days before retiring, which can lead to unnecessary stress and missed opportunities.

Why Plan Early?

Head Start: Starting retirement planning two years in advance allows you to make informed decisions without rushing.
Avoid Mistakes: Rushed decisions often lead to mistakes. Proper planning reduces this risk.
Maximize Benefits: Early planning helps you understand and maximize your DROP benefits, Social Security, and Medicare.

Steps to Take

Understand Your DROP: Familiarize yourself with the details, rules, and regulations of your DROP plan.
Retirement Checklist: Create a comprehensive checklist to ensure all aspects of your retirement are covered, from financial planning to healthcare.
Consult a Professional: A fiduciary or financial planner can provide valuable insights and strategies tailored to your needs.

Benefits of Early Planning

Financial Security: Proactive planning helps secure your financial future.
Reduced Stress: Knowing you are prepared alleviates stress as you approach retirement.
Informed Decisions: Early planning ensures you make the best choices for your situation.

Fraser Allport has 42 years of experience in financial services and offers comprehensive retirement planning. Contact him for a complimentary consultation to ensure your retirement is well-planned and stress-free.

Contact Information

Phone:

386.882.6256

Email:

retirement@fraserallport.com

Fraser Allport: Your Trusted Guide to a Secure Retirement

For over 42 years, Fraser Allport has been a leading financial professional in Florida, specializing in retirement planning. He's committed to helping individuals in Daytona Beach, Port Orange, Space Coast, and Palm Coast navigate the complexities of retirement with confidence.

Why Choose Fraser Allport?

* Proven Expertise: As a Fiduciary, Investment Advisor, and Certified Estate Planner™, Fraser brings a wealth of knowledge and experience to the table.
* Independent and Objective: Fraser works for you, not a big company or bank, ensuring unbiased advice.
* Comprehensive Services: From DROP planning and 401(k) rollovers to IRA strategies and estate planning, Fraser offers a full spectrum of services.
* Local Focus: He understands the unique needs of Florida residents, including those in Daytona Beach, Port Orange, Space Coast, and Palm Coast.

Specializing in DROP Planning

Fraser is a recognized Florida DROP Specialist. He helps clients navigate the intricacies of the Deferred Retirement Option Plan (DROP), maximizing their retirement savings. This includes:

* Optimizing un-used DROP sick and vacation days
* Developing a customized action plan for your DROP
* Ensuring you make informed decisions about your retirement funds

Beyond DROP: A Holistic Approach

Fraser's services extend beyond DROP, offering a comprehensive approach to retirement planning:

* Retirement Planning: Tailoring your retirement plan to achieve your goals, whether it's a 401(k) rollover, an inherited IRA, or choosing the best Roth IRA.
* Tax Minimization: Developing strategies to minimize your tax burden in retirement.
* Estate Planning: Creating a plan to protect your assets and ensure a smooth transition for your loved ones.
* Home Health Care: Developing a personalized plan for your home health care needs.
* Annuities and IRAs: Exploring these options to secure your financial future.