Fraser Allport – Fiduciary Owner of The Total Advisor, LLC For All Your Financial Needs   Fraser can help answer your DROP, Def. Comp., 403b, Social Security and Medicare questions. Fraser Allport, a Fiduciary and Certified Estate Planner ™with 42 Years of Experience,...

Fraser Allport – Fiduciary Owner of The Total Advisor, LLC For All Your Financial Needs Fraser Allport is a Fiduciary and Certified Estate Planner ™ with 42 Years of Experience. Fraser can help answer your DROP, Def. Comp., 403b, Social Security and Medicare...

Fraser Allport – Fiduciary Owner of The Total Advisor, LLC For All Your Financial Needs Fraser Allport is a Fiduciary and Certified Estate Planner ™ with 42 Years of Experience. Fraser can help answer your DROP, Def. Comp., 403b, Social Security and Medicare...

Fraser Allport – Fiduciary Owner of The Total Advisor, LLC For All Your Financial Needs Fraser Allport is a Fiduciary and Certified Estate Planner ™ with 40 Years of Experience. Fraser can help answer your DROP, Def. Comp., 403b, Social Security and Medicare...

Fraser Allport – Fiduciary Owner of The Total Advisor, LLC For All Your Financial Needs Fraser Allport is a Fiduciary and Certified Estate Planner ™ with 40 Years of Experience. Fraser can help answer your DROP, Def. Comp., 403b, Social Security and Medicare...

Fraser Allport – Fiduciary Owner of The Total Advisor, LLC For All Your Financial Needs Fraser Allport is a Fiduciary and Certified Estate Planner ™ with 40 Years of Experience. Fraser can help answer your DROP, Def. Comp., 403b, Social Security and Medicare...

With 42 Years of Experience in Financial Services, Fraser Allport can help you with all your DROP, Medicare, Social Security and Retirement questions.   Be a Good Shepherd of Your Money.   Work with a Good Steward of Your Money.   Talk with Fraser … an...

You may need to pay income taxes on a portion of your Social Security benefits based on your income. Knowing the rules can help you minimize your tax liability as much as possible.   Understanding Provisional Income Your Social Security benefits' taxability...

Income Taxes are The Forever Bill. They are often a person’s single largest expense. Even after Death.   Your Estate may even pay Income Taxes on your final tax return after your death. That says it all.   Most Americans needlessly overpay their Income...

How Market Volatility Affects Retirement Planning   Recent market volatility has reaffirmed the reality that markets fall faster than they rise. Many retirees have experienced significant losses in wealth, security, and peace of mind, causing delays or derailment...

Starting your Social Security Benefits will be one of the most important financial decisions of your entire Life.   Your Social Security check will be with you for the rest of your Life. Literally.   Plus, Social Security elections are irrevocable after 12...

From Fraser Allport, The Total Advisor™ 386.882.6256 Fraser’s “ 10 Step System ” helps you take control of your finances, health, and well-being with a holistic approach, so that your Retirement is the best chapter in Your Life Story. Asking yourself, “ When can I...

Planning Your DROP and Retirement Like a Wedding   If you were planning a wedding, how far in advance would you start? Probably about two years, right? Your retirement, much like a wedding, is a significant life event. Yet, many DROP participants only start...

What does Retirement look like in Our Lifetime ? • Living Longer According to Stanford University … This generation of Retirees needs to plan for possibly living 30 Years in Retirement. That's Us. THIRTY Years in Retirement ? ! I am age 61. I guess that makes me a...

You know why you want to workwith a Fiduciary ?     Because it’s YOUR Money at stake,not a Broker’s. If you get smart about your money …you will likely have more of it. Please see this article : https://twitter.com/fraserallport/status/1346624247339352064 I have...

Half of Retirees say that they wish they'd budgeted more for these expenses   You’re about as likely to guess how much money you’ll need for retirement as you are to predict exactly how long you’ll live. Yet in order to live comfortably in your senior years, you...

Fraser Allport's Comprehensive Financial Services   Fraser Allport provides a wide range of financial services: Certified Estate Planner™ Health Insurance and Medicare choices Social Security and Retirement Planning Pro Bono Workshops on Estate Planning...

Managing Your DROP Lump Sum: Three Payment Options   When you retire from the DROP (Deferred Retirement Option Program), your lump-sum payment can be managed in one of three ways: Lump-Sum Payment: Receive a lump-sum payment with 20% withheld for federal income...

The reason that Seniors worry about their Health Insurance is because, in America, it’s the Medical Bills that will kill you. I will be 62 in 02/21. I am in the same boat as you.   Without comprehensive and quality health insurance in USA today … You are in...

According to The Stanford Center for Longevity … Get Ready for 30 Years of Retirement.   https://longevity.stanford.edu/financially-secure-2/   Are you financially prepared for Longevity ?   Will your Money last as long as you do ?   Have you...

You first need to understand how your full retirement age and claiming age can affect your payout   There's little question that Social Security is our nation's most important social program. According to an April-released survey from national pollster Gallup,...

You are in the DROP. Good for you. That’s a smart move. But do you fully understand your DROP ?

Beneficiaries for Your Lump Sum Money When leaving the DROP (Deferred Retirement Option Program), you have a significant decision regarding your lump-sum payment. Your options are:   Lump-Sum Payment: A 20% federal income tax is withheld, and the entire amount is...

Nothing in the world Can take the place of P E R S I S T E N C E   Talent will not; nothing is more common than unsuccessful men with talent.   Genius will not; unrewarded genius is almost a proverb.   Education will not; the world is full of educated...

Half of Retirees say that they wish they'd budgeted more for these expenses   You’re about as likely to guess how much money you’ll need for retirement as you are to predict exactly how long you’ll live. Yet in order to live comfortably in your senior years, you...

What Happens if You Die While in the DROP? Beneficiaries for Your Lump Sum Money To ensure your DROP (Deferred Retirement Option Program) benefits are properly distributed, specific FRS (Florida Retirement System) DROP Beneficiary Forms must be completed, signed, and...

Updated Health Insurance Subsidy (HIS) Information   The Health Insurance Subsidy (HIS) is a monthly supplemental payment that helps offset the cost of health insurance premiums for eligible retirees or beneficiaries. The current HIS benefit is $7.50 per month...

Retirement Accounts Leaving a job can be hectic, whether you quit, are fired, or laid off. During this transition, managing a retirement account might fall low on your to-do list. Even though the money you contributed is always yours, retirement accounts can get...

I have been in business for 42 Years. I will be here when you need me. Trust your Retirement to a seasoned Professional. Work with a Fiduciary who is also an Independent.   Don’t settle for less.   Because of his 42 Years of Knowledge and Experience … Fraser Allport...

If You are within 5 years of Retiring … it is time to start planning for the next chapter in Your Life. The Years fly by as we get older. 60 months goes fast. Think about it : People plan vacations and weddings years in advance. But when it comes to retiring from DROP...

1) Risk Losing Money late in Life can be both financially and psychologically devastating.   2) Taxes Over-Paying your Income and Social Security Taxes is the Ultimate in Wasting Money.   3) Debt Having Debt in Retirement is like rowing with the anchor out....

With 42 Years of Experience in Financial Services, Fraser Allport can help you with all your DROP, Medicare, and Social Security questions.   Be a Good Shepherd of Your Money.   Work with a Good Steward of Your Money.   Talk with Fraser … an Independent Fiduciary....

Leaving A Legacy Nobody likes to talk about sickness and death. Those are easy topics to avoid and procrastinate about. Consequently, most people do not have their “ House in Order ”. But doing some simple Estate and Legacy Planning can help give you Peace of Mind...

When you retire, it is wise for you to seek out the advice of Professionals to help you invest your DROP Lump Sum and other Assets, choose a Medicare Plan and your optimum Social Security start date, and “ Get Your House in Order ” with Estate Planning. Income Tax...

2024 Social Security Earnings Limit for Those Under Full Retirement Age     For 2024, the annual earnings limit for individuals under the Full Retirement Age is $22,320. This means that you can earn up to $22,320 without any reduction in your Social Security...

Once you retire ... You will need Health Insurance: Medicare, as well as Home Health Care.   Planning for Future Needs What are your plans for these two coming needs of yours? An evolution in avoiding nursing home confinement is occurring for all of us as we age....

I can help you with your Medicare and Medicare Supplement choices. As you head into Retirement, You have three major decisions in front of you : What are your choices for your DROP Lump Sum money ? When should You start Social Security ?Can You utilize Spousal...

Medicare Mistakes That Can Cost You Millions of seniors rely on Medicare in retirement, but if you’re not proactive, you could end up paying more for your health coverage and miss out on key benefits the program has to offer. Here are a few Medicare mistakes to avoid....

For many people, the answer is yes. But proactive planning before you retire could help you minimize Income Taxes on your retirement income. After years of planning for that perfect retirement, diligently investing your money, drawing up detailed budgets and wisely...