Understanding Social Security Benefits

Are you missing out on the facts you need to decide when and how to claim your Social Security benefits?

Choosing when to apply for your Social Security and how to maximize “Spousal Benefits” will be one of the most significant financial decisions of your entire life.

The Importance of Timing

The financial consequences of when and how you choose Social Security benefits will be with you and your spouse for the rest of your lives. Not knowing your legal rights and some basic knowledge about the Social Security program could result in reduced benefits for both you and your spouse. You don’t want to reduce your Social Security income by mistake.

Making Informed Decisions

Don’t make lifetime Social Security choices based on incomplete information. It’s important that you find out what election choices the law allows you and your spouse. Fraser Allport, a Fiduciary and Investment Advisor with 42 years of experience, offers you and your spouse a complimentary report on how to maximize your joint Social Security benefits.

Get Expert Help

Call Fraser at 386.882.6256 for a complimentary consultation about your DROP, retirement questions, and for your free “Social Security Maximization Report.”

Fraser Allport: Your Trusted Guide to a Secure Retirement

For over 42 years, Fraser Allport has been a leading financial professional in Florida, specializing in retirement planning. He's committed to helping individuals in Daytona Beach, Port Orange, Space Coast, and Palm Coast navigate the complexities of retirement with confidence.

Why Choose Fraser Allport?

* Proven Expertise: As a Fiduciary, Investment Advisor, and Certified Estate Planner™, Fraser brings a wealth of knowledge and experience to the table.
* Independent and Objective: Fraser works for you, not a big company or bank, ensuring unbiased advice.
* Comprehensive Services: From DROP planning and 401(k) rollovers to IRA strategies and estate planning, Fraser offers a full spectrum of services.
* Local Focus: He understands the unique needs of Florida residents, including those in Daytona Beach, Port Orange, Space Coast, and Palm Coast.

Specializing in DROP Planning

Fraser is a recognized Florida DROP Specialist. He helps clients navigate the intricacies of the Deferred Retirement Option Plan (DROP), maximizing their retirement savings. This includes:

* Optimizing un-used DROP sick and vacation days
* Developing a customized action plan for your DROP
* Ensuring you make informed decisions about your retirement funds

Beyond DROP: A Holistic Approach

Fraser's services extend beyond DROP, offering a comprehensive approach to retirement planning:

* Retirement Planning: Tailoring your retirement plan to achieve your goals, whether it's a 401(k) rollover, an inherited IRA, or choosing the best Roth IRA.
* Tax Minimization: Developing strategies to minimize your tax burden in retirement.
* Estate Planning: Creating a plan to protect your assets and ensure a smooth transition for your loved ones.
* Home Health Care: Developing a personalized plan for your home health care needs.
* Annuities and IRAs: Exploring these options to secure your financial future.