Retirement Accounts

Leaving a job can be hectic, whether you quit, are fired, or laid off. During this transition, managing a retirement account might fall low on your to-do list.

Even though the money you contributed is always yours, retirement accounts can get forgotten amidst the chaos. Sometimes, you might not even realize you have a retirement account if your employer automatically enrolled you and made contributions on your behalf.

Intentional or not, you can end up with multiple retirement accounts across different companies and lose track of some over time. Additionally, former employers and plan administrators may lose track of your contact information if you don’t stay in touch.

Key Points:

Hectic Transition: Leaving a job can be a chaotic time, making it easy to overlook retirement accounts.
Ownership of Contributions: The money you contributed remains yours, even if the account is forgotten.
Automatic Enrollment: You might have a retirement account without realizing it due to automatic enrollment by your employer.
Multiple Accounts: It’s common to accumulate several retirement accounts across different employers.
Lost Contact: Former employers and plan administrators might lose your contact information if you don’t stay in touch.

You can call Fraser Allport, a Fiduciary and DROP Specialist, for a Complimentary Consultation at 386.882.6256.

Fraser knows how to help you find your old accounts, and what you can do to get your finances organized in preparation for Your Retirement.

That’s why Fraser is ” The Total Advisor “.

For 42 Years … Fraser has gotten Results for his Clients.

Fraser Allport: Your Trusted Guide to a Secure Retirement

For over 42 years, Fraser Allport has been a leading financial professional in Florida, specializing in retirement planning. He's committed to helping individuals in Daytona Beach, Port Orange, Space Coast, and Palm Coast navigate the complexities of retirement with confidence.

Why Choose Fraser Allport?

* Proven Expertise: As a Fiduciary, Investment Advisor, and Certified Estate Planner™, Fraser brings a wealth of knowledge and experience to the table.
* Independent and Objective: Fraser works for you, not a big company or bank, ensuring unbiased advice.
* Comprehensive Services: From DROP planning and 401(k) rollovers to IRA strategies and estate planning, Fraser offers a full spectrum of services.
* Local Focus: He understands the unique needs of Florida residents, including those in Daytona Beach, Port Orange, Space Coast, and Palm Coast.

Specializing in DROP Planning

Fraser is a recognized Florida DROP Specialist. He helps clients navigate the intricacies of the Deferred Retirement Option Plan (DROP), maximizing their retirement savings. This includes:

* Optimizing un-used DROP sick and vacation days
* Developing a customized action plan for your DROP
* Ensuring you make informed decisions about your retirement funds

Beyond DROP: A Holistic Approach

Fraser's services extend beyond DROP, offering a comprehensive approach to retirement planning:

* Retirement Planning: Tailoring your retirement plan to achieve your goals, whether it's a 401(k) rollover, an inherited IRA, or choosing the best Roth IRA.
* Tax Minimization: Developing strategies to minimize your tax burden in retirement.
* Estate Planning: Creating a plan to protect your assets and ensure a smooth transition for your loved ones.
* Home Health Care: Developing a personalized plan for your home health care needs.
* Annuities and IRAs: Exploring these options to secure your financial future.