How to Invest Your DROP Lump Sum?

Important information about your FRS DROP Retirement Plan

What Happens to Your DROP Lump Sum Money when You Retire ?

With 42 Years of Experience in Financial Services,
Fraser Allport can help you with all your DROP and Retirement needs.

Your lump-sum DROP money is paid in one of three ways. Your choices :

As a lump-sum payment, with mandatory 20% withheld for Federal Income Taxes.
As a tax-free 100% rollover to your own personal “ Self-Directed IRA Rollover ” investment account.
Or as a combination: a partial lump-sum payment to you, with 20% withheld for Federal Income Taxes, and then the remainder rolled over non-taxable to your new Self-Directed IRA.

What is a “ Self-Directed IRA ” ?

Do you know how to complete all of your DROP Exit paperwork, the process, and the Deadlines ?
Fraser can help you complete your DROP Termination paperwork, the right way.
Fraser can also help you establish your new Self-Directed IRA Rollover account, the right way.
Your DROP Lump Sum “rolls over “ non-taxable to your new IRA, and then we chose how to prudently invest this DROP Rollover money for you.
Together, we can set-up your new IRA to pay you a Guaranteed Lifetime monthly check.
In your Retirement, wise planning could get you three Guaranteed Lifetime monthly checks: Your DROP, Social Security, and IRA checks. Wow – Three Lifetime checks !

Fraser can help you with the very first steps that you must take to exit your DROP.
Fraser can help you meet the dates and deadlines for filing your DROP Exit forms.
Fraser can help you determine what forms are needed, and help you complete them.
Fraser can help you with independent choices for wisely investing your DROP money.
Fraser can help you optimize your un-used Sick Days and Vacation Days in your DROP.
Fraser can help you maximize your Social Security benefits for you and also for your Spouse.
Fraser can help you with your Health Insurance, Medicare, and Long Term Care choices.
Fraser can help you coordinate your Retirement Plans with your Spouse’s Retirement Plans.
Fraser can help you reduce your Income Taxes in Retirement. This can save you a lot over time.
Fraser can help you with your Estate and Legacy Planning. Fraser is a Certified Estate Planner ™.
Fraser can help you Get Your House In Order with Wills, Trusts, Powers of Attorney, Living Will, etc.
Fraser can help you with a Home Health Care Plan, customized for you. Act now, while you still qualify.

Your DROP Plan is your Retirement Nest Egg.
Safeguard it by getting Smart with your Money

You are in the DROP. Good for you.
That’s a smart move.
But do you fully understand
your DROP ?

The Drop is a wise move.

But DROP can get complicated.

You have many DROP forms, choices,
decisions and Deadlines.

Do you understand all of
your DROP’s details ?

All of The Rules and Regulations ?

Plus your Rights and Responsibilities
in the DROP System ?

Your DROP requires your attention.
Not a lot of your time. But a little of your time.

It’s a good investment for you, to spend
some time with your DROP.

Because it’s your Money, and Every Day
in The Drop counts.

So get involved with your
Retirement Money. Today.

No One can care more about
your Money than You.

Learn more about your DROP,
because it’s your Money.

That makes common-sense, right ?

Understanding your Investments,
Pension, and Retirement.

Getting Smart about your DROP.

Make a Decision to Start Today.

Because Every Day in The Drop
matters for you.

Fraser Allport can make learning about
your DROP fast, fun, easy, and free.

Your DROP decisions today will be with you
financially for the rest of Your Life, literally.

Please accept Fraser’s invitation below
for a Complimentary Phone Consultation
to answer your DROP questions. Because it is
never too early to plan for your Retirement.

Fraser Allport: Your Trusted Guide to a Secure Retirement

For over 42 years, Fraser Allport has been a leading financial professional in Florida, specializing in retirement planning. He's committed to helping individuals in Daytona Beach, Port Orange, Space Coast, and Palm Coast navigate the complexities of retirement with confidence.

Why Choose Fraser Allport?

* Proven Expertise: As a Fiduciary, Investment Advisor, and Certified Estate Planner™, Fraser brings a wealth of knowledge and experience to the table.
* Independent and Objective: Fraser works for you, not a big company or bank, ensuring unbiased advice.
* Comprehensive Services: From DROP planning and 401(k) rollovers to IRA strategies and estate planning, Fraser offers a full spectrum of services.
* Local Focus: He understands the unique needs of Florida residents, including those in Daytona Beach, Port Orange, Space Coast, and Palm Coast.

Specializing in DROP Planning

Fraser is a recognized Florida DROP Specialist. He helps clients navigate the intricacies of the Deferred Retirement Option Plan (DROP), maximizing their retirement savings. This includes:

* Optimizing un-used DROP sick and vacation days
* Developing a customized action plan for your DROP
* Ensuring you make informed decisions about your retirement funds

Beyond DROP: A Holistic Approach

Fraser's services extend beyond DROP, offering a comprehensive approach to retirement planning:

* Retirement Planning: Tailoring your retirement plan to achieve your goals, whether it's a 401(k) rollover, an inherited IRA, or choosing the best Roth IRA.
* Tax Minimization: Developing strategies to minimize your tax burden in retirement.
* Estate Planning: Creating a plan to protect your assets and ensure a smooth transition for your loved ones.
* Home Health Care: Developing a personalized plan for your home health care needs.
* Annuities and IRAs: Exploring these options to secure your financial future.